HOW TO PROTECT YOURSELF FROM BANKS LIKE  CHASE

Wisconsin, Tennessee seniors can secretly record conversations with Chase Bank

State law permits people to record their conversations

By GEOFF DAVIDIAN
Putnam Pit editor
MILWAUKEE, WI. (June 11, 2007) --
With two lawsuits brought by this writer alone against JPMorgan Chase alleging the banking big shot fraudulently markets to elderly consumers and takes depositor money as "fees" although none is owed, you might ask yourself: "How can I protect myself against powerful and influential business interests who are marketing to my demographic group?" 

You can secretly record your own conversations without the permission of, say, a low-level bank employee, who may be too uninformed or anxious to take possession of everything you have to adequately, completely or honestly explain the rules. If there is a problem later, the secret recording is proof of what was stated.

According to the not-for-profit Reporters Committee for Freedom of the Press:

Wis. Stat. 968.31: A person who is a party to a wire, electronic or oral communication, or who has obtained prior consent from one party, can legally record and divulge the contents of the communication, unless he does so for the purpose of committing a criminal or tortious act.

Under the statute, consent is not required for the taping of a non-electronic communication uttered by a person who does not have a reasonable expectation of privacy in that communication. See definition of "oral communication," Wis. Stat. 968.27.